How Much Does Pet Insurance Cost?

Are you a proud pet owner who wants only the best for your pet? If this is the case then you may be considering pet insurance. However, many animal lovers are hesitant because they are worried about the expense. Pet insurance seems like an unnecessary expense, even a frivolous one. However, what many pet owners don't think about is how expensive an emergency medical procedure would be, or the consequences of not being able to afford one if the need arose. The sad truth is if you were unable to pay for an emergency medical procedure it could result in your pet having to be put to sleep.

This is an extreme situation, but a scenario that is possible. Some vets do have finance plans, but only for customers with good credit. And, the repayment is often expensive. What do you do if you don't have good credit? You could get an extremely costly payday or car title loan. Or, borrow money from relatives, as banks and credit unions don't give personal loans to most people with poor credit. If none of these things were possible, you may lose your pet. This is where having pet insurance really comes in handy. You don't have to scramble and stress over paying for the emergency procedure, having a sick or injured pet is stressful enough.

Pet insurance is not as expensive as you might think. The average policy will cost approximately $20 per month for a cat and $30 for a dog. These are only estimates, the actual cost may be lower or higher depending on what the policy covers. The best way to find out a cost is to get quoted from several pet insurance companies. This allows you to compare rates and features before committing to anything. You want to make sure you've chosen the best possible policy for your budget and the needs of your pet before signing on the dotted line.

You can often get free quotes on the Internet. Simply do a search engine query for pet insurance and you will be presented with results that match those keywords. There will be a wide variety of insurance companies, many of which have online forms you can fill out. After submitting the form you'll get an instant estimate of how much the policy will cost based on the information you've provided. These are also just estimates, the actual cost is not set in stone until the underwriting department of your chosen insurer has approved the application.

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Pet Emergencies

For any pet emergency you will want to know where the closest animal hospital or vet clinic is located.

Although you will want to try to help on your own, getting your pet to a professional is also very important. You should have the phone number and address of the closest pet hospital so that you can get in touch with them within a matter of seconds.